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Holiday shopping scam red flags

Ten quick checks to run before you pay a shop, a seller or a delivery fee this season, and a free card to keep by the phone.

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Before you pay

  • Price too good to be true
  • Gift cards, wire or crypto only
  • Arrived through a link or text
  • Rushes you
  • Wants to move off the site

Ten red flags
before you pay

Tick each one that fits. One is enough to stop and check.

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The rule

If a message makes you hurry, stop and open the shop yourself.

What to do

  • Stop. Don't tap the link or reply to the message.
  • Open the shop by typing its address yourself, or use its official app, and check the offer there.
  • Talk to someone you trust before paying a shop you haven't used.
  • If you paid by card, gift card, wire or crypto: contact the company or your bank right away, say you paid a scammer and ask for a refund.
  • Report it at ReportFraud.ftc.gov, and to the site or app where you saw it. Internet crime can also be reported to the FBI at ic3.gov.
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